“You” and “Your” means the purchaser or the authorized user of the Card. You have free access to cash from your deposit accounts by using your Debit, ATM, and credit cards at any of our 60 ATMs in 33 communities. View MoneyPass Locator Whenever possible, this link will open a new browser window and leave your United Community Bank Web session in the original browser window. Refunds on ATM fees nationwide+; Refunds on foreign ATM surcharges+; Unlimited check writing; Electronic statements** Must complete 15 posted and cleared United Community Bank VISA® Debit Card transactions of at least $5.00 each in a qualifying statement cycle In a review of 30 banks and their ATM fees, GOBankingRates found that $2.52 is the average fee for using a non-network ATM in the United States without foreign transaction fees. Additional fees also apply for Mobile Deposit. You could be getting 4.01% APY, refunds on ATM fees and more with Reward Checking from United Community Bank. The link you selected is to a third-party or affiliate site that is not maintained or operated by United Community Bank. United Community Bank unfortunately does not refund out-of-network ATM charges, meaning you'll need to locate a United Community Bank ATM or eat the cost of withdrawal. Yes! We now belong to the MoneyPass ATM network providing you with tens of thousands of surcharge-free ATMs coast to coast. Full listings with hours, fees, issues with … “We”, “Us”, and “Our” means United Community Bank. Your deposits are fully insured up to at least $250,000 at all of our United Community Bank branches. 4 A $7.50 fee will be charged for each debit transaction in excess of six per statement cycle. United Community Bank Visa® “ACE CardSM” or “Card” means the ACE CardSM issued by United Community Bank. 19459) also operates bank branches as Brown County State Bank, Golden State Bank, Marine Bank & Trust, Mercantile Bank, Farmers State Bank of Camp Point, and Liberty Bank. We have an extensive ATM network available. We also waive foreign transaction fees that are charged to you when using another bank’s ATM; however, those ATM owners may assess their own fees. Minimum initial deposit: $100 4.01 % APY for balances up to $10,000* Monthly Fee $0 National Average: $3.21 Although operating only online, Ally is the nation’s 16th-largest bank by assets, offering a well-honed customer experience with ATM fee … Full listings with hours, fees, issues with … Read on to learn about the banks with the highest and lowest ATM fees, check the table to see what your bank charges and learn how you can avoid ATM fees altogether. MoneyPass Network. United Community Bank unfortunately does not reimburse out-of-network ATM fees, which means you will have to locate a United Community Bank ATM or pay the ATM charge. United Community Bank 3273 US HIGHWAY 441 N Cherokee, NC North Carolina- Find ATM locations near you. 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